Last year we held a “Lunch and Learn” event at our offices with around a dozen clients on the topic of: Risk in Retirement. Mark Copsey, Director of Allworths Wealth Management, presented on various topics of particular interest to those in or approaching retirement age, including: the rising costs of retirement, appropriate investment strategies, just how much wealth management fees can really affect investor returns, changing government policy and more.
We were also kindly joined by Tim Sparks from Vanguard (one of the world’s largest wealth managers, with roughly $6.8 trillion in assets under management) who provided fascinating insights into the world of exchange-traded funds (ETFs) and why they might be considered in any well-balanced portfolio. A big thank you to Vanguard for their great contribution to the event.
The videos from the event were shared with our followers throughout the second half of last year through our informative monthly newsletter, to which you can subscribe by clicking here (you may unsubscribe at any time). In case you missed them or weren’t subscribed at the time, here they all are for you in this handy blog post.
Risk in Retirement
Part 1 (20:00) covers the following topics:
- Increasing life expectancy, quality of life and rising healthcare needs in Australia
- Housing and care options and indicative costs in retirement
- Adopting a goals-based approach to investing
- Impact of investment returns on retirement quality
Part 2 (11:20) covers:
- The bucket approach to investing
- Diversification, time and rebalancing
- Real case studies from the GFC
Part 3 (23:00) is presented by Tim Sparks from Vanguard Australia, who delivers a highly informative overview of exchange-traded funds, their growth over time and why people should consider them as part of a balanced portfolio. Vanguard is one of the world leaders in this space and we were lucky to be joined by Tim.
Part 4 (10:00), the final chapter, covers:
- Just how much different fee structures can erode your wealth over time
- What Allworths Wealth Management does and how we charge clients
- How taxes and government meddling can affect your returns
- The importance of estate planning
Further Reading
Other content (blog posts) from Mark Copsey, Director of Allworths Wealth Management, can be found at the following links:
- Is stock picking a mugs game?
- Charlatans, Crooks and Fools
- Allworths’ Guide to Exchange-Traded Funds
- The importance of life insurance
- New Year, New (Financial) You
- Banning life insurance commissions is not as sensible as it sounds
If you have any Qs about anything you read or hear from us, please email our Wealth Management team here: growth@allworths.com.au
Please also use the same email address to express your interest in attending any of our 2019 boardroom “Lunch and Learn” events.
Disclaimer
The content of this post is general in nature. Any general advice has been prepared by Allworths Wealth Management Pty Limited AFSL 457 155 without reference to your objectives, financial situation or needs. You should consider the advice in light of these matters and, if applicable, the relevant product disclosure statement before making any decision to invest.
